QR Code Payments: The Complete Guide for Businesses

QR code payments are becoming the preferred payment method for businesses and customers alike. They're simple, secure, and cost-effective. But what exactly are QR code payments, and how can your business benefit from them?

What Are QR Code Payments?

QR code payments allow customers to pay by scanning a QR code with their smartphone. The QR code opens their banking app, where they approve the transaction. No card tapping, no NFC, no additional apps—just scan and approve.

How QR Code Payments Work

1. Business displays QR code: On a sticker, screen, or printed receipt
2. Customer scans QR code: Using their phone's camera
3. Banking app opens: Automatically opens the customer's banking app
4. Customer approves payment: Confirms the amount and approves
5. Payment processes: Money transfers directly from customer's bank
6. Instant notification: Both business and customer receive confirmation

Why QR Code Payments Are Better

For Businesses

No Expensive Equipment

• No need for card readers or payment terminals
• Use your phone or a simple QR code sticker
• Save thousands on hardware costs

Lower Costs

• 0% transaction fees with BriizPay
• No monthly equipment rental fees
• No maintenance or repair costs

Faster Setup

• Set up in minutes, not weeks
• No waiting for equipment delivery
• Start accepting payments immediately

Better Security

• Bank-direct processing reduces fraud
• No card data stored on your systems
• PCI compliance handled automatically

For Customers

Familiar Process

• Use their existing banking app
• No new apps to download
• No account creation required

Faster Checkout

• Scan and approve in seconds
• No waiting for card processing
• Instant confirmation

More Secure

• Bank-level security
• No card details shared
• Direct bank-to-bank transfer

How to Implement QR Code Payments

Option 1: QR Code Stickers

Perfect for fixed locations like checkout counters or tables:

1. Generate QR code in your BriizPay dashboard
2. Print as sticker or order professional stickers
3. Place at checkout or customer-facing areas
4. Customers scan to pay

Best for: Retail stores, restaurants, cafes, service counters

Option 2: Dynamic QR Codes

Generate unique QR codes for each transaction:

1. Create payment in BriizPay app
2. Display QR code on your phone or tablet
3. Customer scans the unique code
4. Payment processes automatically

Best for: Mobile businesses, markets, delivery services, pop-up shops

Option 3: QR Codes on Receipts

Add QR codes to invoices or receipts:

1. Generate payment link for invoice amount
2. Convert to QR code
3. Include on invoice or receipt
4. Customer scans to pay

Best for: Service businesses, contractors, B2B payments

QR Code Payment Best Practices

Placement

• Eye level: Place QR codes where customers naturally look
• Well-lit areas: Ensure QR codes are clearly visible
• Multiple locations: Place QR codes at checkout, tables, and service areas
• Clear instructions: Add simple "Scan to Pay" instructions

Size and Quality

• Minimum size: 2cm x 2cm for easy scanning
• High contrast: Black QR code on white background
• No damage: Keep QR codes clean and undamaged
• Test regularly: Scan your QR codes to ensure they work

Customer Communication

• Train staff: Ensure staff can explain QR code payments
• Signage: Display clear instructions
• Demonstrate: Show customers how it works
• Be patient: Some customers may need guidance initially

Common QR Code Payment Questions

Do Customers Need Special Apps?

No! Customers use their existing banking app. No downloads, no sign-ups, no new accounts.

What If a Customer Doesn't Have a Smartphone?

You can still accept cash or generate a payment link they can use on any device.

Are QR Code Payments Secure?

Yes! QR code payments are more secure than traditional card payments because:

• Direct bank-to-bank transfer
• No card data involved
• Bank-level authentication
• Reduced fraud risk

Can I Use QR Codes for Online Payments?

Yes! QR codes can be displayed on websites, in emails, or on invoices for online payments.

Real-World Examples

Coffee Shop

A local coffee shop uses QR code stickers on each table. Customers scan to pay after ordering, reducing wait times and eliminating the need for a card reader at every table.

Results: 40% faster checkout, £0 equipment costs, 0% transaction fees

Market Stall

A market vendor uses their phone to display dynamic QR codes. Each transaction gets a unique QR code, making it easy to track sales.

Results: Mobile payment acceptance, instant settlements, no setup required

Service Business

A contractor includes QR codes on invoices. Clients scan to pay immediately, improving cash flow.

Results: Faster payments, reduced admin, better cash flow

Getting Started with QR Code Payments

Ready to start accepting QR code payments?

1. Sign up for BriizPay: Get started in minutes
2. Generate your first QR code: In your dashboard
3. Test the process: Scan your own QR code
4. Start accepting payments: Place QR codes where customers can scan

Conclusion

QR code payments represent the future of payment processing. They're simpler, cheaper, and more secure than traditional card readers. With BriizPay, you can start accepting QR code payments in minutes, with zero transaction fees and no expensive equipment.

Start accepting QR code payments today and join thousands of businesses already benefiting from this modern payment method.

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